Don't forget to factor in closing costs when considering a home sale or purchase. Creative Real Estate Solutions, LLC is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 913-710-4536 if your needs include a professional REALTOR® ready for the business side of real estate.

What closing costs should you expect?

There are certain ordinary costs accompanying closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Kansas to help show you through your transaction.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the highest sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing real estate in Johnson County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not astonished when you come to the closing appointment. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that seem off.

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